PHI Token that would have the potential to re-evaluate dozens of times and this could actually happen

Today everyone speaks about the Crypto-Assets starting from Bitcoin, which in a few years has appreciated thousands of times thanks to its scarcity features combined with the fascination that the Blockchain technology is having in many business segments.

Clearly their very high volatility, that derives mainly from the supply and demand and an inefficient structure (think for example to the possible arbitrages between the various exchanges) makes it a highly speculative product. Using the concept of diversification it is clear that the Crypto-currency should be bought with caution and in the right proportions.

Today, many people have changed their standard of living thanks to the growth of many Crypto-Assets, and we ourselves intend to create the PHI Token that would have the potential to re-evaluate dozens of times and this could actually happen. We have over 18 years of experience in the financial markets and have experienced the phenomenon of the ‘new economy’ as well as the financial market crises of 2008 and the government bonds crises of 2013. We are therefore well aware that this phenomenon could suffer in the short term (or at least for a few years) and as a result the crypto-assets could take a bear market trend and greatly reduce their value. Because of this, it is our duty to create a platform that allows even the strongest and irreducible investors in crypto-assets to diversify part of their assets with traditional financial instruments focusing on preservation of capital rather than growth or accumulation.

What Is PHI Token ?

PHI Token is the world’s first Robot / Human Asset Management Platform on the Blockchain, set to disrupt a $90 Trillion dollar market-place, by Diaman Capital Limited with 16 Years Experience in Financial Markets.

DIAMAN Partners LTD intends to create the first Platform for Hybrid Investment (PHI), which allows investments in all asset classes and investment vehicles including crypto assets. It’s aim is to provide clients with a fully digitized platform on which to manage all savings and investments. However, it relay on human wealth managers to play a fundamental role in identifying the real needs of clients and in managing their emotions to avoid classic behavioral finance mistakes. The platform will be a Hybrid Platform for Hybrid Investments, in other words, digital process management with seasoned professional for client interaction. The PHI platform will solve the critical problems of the Wealth Management industry due to the following reasons:

1. It will reduce the commercial supply chains via digitalization and lower the costs of providing investment services.

2. It will enable you to invest in multiple investment vehicles, including Crypto Assets which represent a fantastic investment opportunity.

3. It will create a comparison between Asset Managers and Wealth Managers by stimulating competition and therefore obtaining better returns for the customer.

By combining the principles emerging from the Crypto world, i.e. digitalization of processes (point 1), on de-centralisation and sharing (point 2), and on innovation and competition (point 3), DIAMAN Partners intends to share the project with the Crypto community by issuing a PHI Token with the aim of financing the project. Above all, the aim of ensuring that those who believe in the project and those who work on it to share its successes.

The parent company DIAMAN SCF has been working on the digital platform project for more than a year with some modules already implemented: The MiFID II compliance Risk Assessment questionnaire, the financial planning module and quantitative engine management models, some of which with a real track record of up to 15 years of history.

The next steps of the project are explained better in the later part of the whitepaper : https://firebasestorage.googleapis.com/v0/b/phi-tokens.appspot.com/o/pdf%2FWP_PHI_Token_v1.0.7.pdf?alt=media&token=38285346-519f-42cf-b803-14e803c1ff07

PHI Token rewards

The PHI Token™ will have three main functions to increase the value of PHI Token over time :

1) PHI Tokens™ as Stake: Any one who wants to use components of the platform for free, (i.e all asset managers, financial planners and investors) must own and immobilize the PHI Tokens;

2) PHI Tokens™ as Payment: The hybrid investment platform and the developed financial software will accept payments in PHI Token offering 30% cash back, thus encouraging people to pay with that Tokens instead of fiat currency;

3) PHI Tokens™ Buy Back and Burn rewards: 15% of the performance fees generated by the platform and 50% of the annual tax refund resulting from the payment of taxes in Malta (corresponding to 15% of the company’s EBIDTA) will be used to purchase PHI Token on exchanges and will be eliminated, to create a scarcity effect that will produce a continuous growth over time.

How Does PHI Use The Blockchain?

One of the key success factor of an asset management system is trust. To facilitate this trust, PHI will implement a Blockchain Document Management System (BDMS) to ensure what has been agreed upon is captured and stored easily and ensure that documents cannot be altered. The primary purpose of BDMS is to ensure authenticity of all documents in the system following 3 key principals:

· Immutability : Ensuring that once the document is added to the repository it cannot be modified

· Authenticity : A document must be verifiable by anyone that has access to it

· Timestamp : A reasonable assurance about the date the document was added to the repo

The focus of this document repository will be used wide range of documents, including but not limited to:

• KYC

• AML

• Contracts

• Advise Recommendations

PHI Products and Services

PHI Asset Management Platform

The Hybrid Platform for Hybrid Investments incorporates many of these values, allowing the Asset managers, the Wealth Managers and the Financial Planners to be able to open one or more management lines on which to support their customers but also to acquire customers who are not followed by any Financial Planners and who will invest their money using the only platform that allows professional investing of money even in the emerging asset class of Crypto-Assets through financial products related to these instruments.

PHI other Products

DIAMAN Partners, a company awaiting authorization, will initially operate on the European market as a MiFID Firm Management Company, with the possibility of taking over the management of financial instruments of any kind, including, like the Virtual Currencies Act, with the possibility to manage CryptoAssets direct portfolios.

In the meantime, the company intends to set up and launch various financial instruments that invest in Crypto-Assets, with multiple quantitative strategies developed over the years by DIAMAN SCF’s R & D department in Italy.

PHI Other Services

In addition to the financial products packaged and distributed directly by the platform, a series of financial services are provided which will be conveyed via the platform and can be purchased by investors from all over the world because they will be able to find all the solutions to their needs.

· Hybrid Platform for Advisory

The PHI platform is not only a professional asset management platform based on management accounts, but also an open source platform that offers investment services to private and institutional clients offered by Financial Planners and Wealth Managers who are professionally qualified. offer its services by taking advantage of the platform’s greater visibility and the digitization of the MiFID2 compliance processes that the platform performs.

· Newsletter services

The Phi platform will also enable consultants to efficiently provide a generalized Newsletter-to-pay service to be provided to their customers and customers in the Phi Community.

Software and financial indicators

The PHI platform will also allow financial software and opportunities or risk assessment tools for all asset classes in the financial world, starting with the classic bonds, to move from funds and ETFs, to end with the tools in Development related to equities and crypto-assets, always from a point of view of professional investments and non-trading and speculation.

Phi Token Sale

Conditions to PHI Token sale

You may not acquire a PHI Token If You Are a Citizen, Resident (Tax or otherwise) or Green card holder of The United States Of America.

The Token Generation Event (TGE) will be in three phases: Pre-Sales will enable you to book the PHI Tokens with a strong discount, to motivate the major crypto exchanges to list the PHI Tokens on their platforms, for a maximum number of 3.524,578 Tokens; the second phase is Pre-ICO which will allow you to buy a maximum of 3,524,578 Tokens with a 21% discount while ICO that will be carried out with decreasing discounts and up to a maximum of 7,881,196 Tokens will be made available.