
What is UbcoinMarket?
Ubcoin Marketplace is the next jump for Ubank, which leads mobile payment applications in Eastern Europe. Now with Ethereum blockchain, UBC currency traded on the exchange, and a peer-to-peer smart contract to buy things for cryptocurrency. The Ubcoin market will be part of Ubank's app as a new feature.
The Ubcoin Marketplace is not a greenfield project, but an extension of Ubank mobile apps:
- Companies that have grown up, there since 2009
- We consist of 50+ developers, top management talents and advisors
- Ubcoin will improve and rediscover the existing product value proposition
- Samsung and Fly pre-installed our current products on all smartphones, sold in CIS, including the flagship
Galaxy 9

- Adoption of crypto currencyWe promote the mass adoption of digital assets that are the means of completion and investment vehicles.
- Peer-to-peer interactionCut as many intermediaries as possible. This platform facilitates the implementation of intelligent contracts between
independent parties . - The legal marketWe developed AI technology to post pre-screen ads due to potential breach of resourcefulness, morality,
security, and good maintenance. - DecentralizationBlockchain enables decentralized initiation, completion and fulfillment of transactions. Immediate payments
made on performance under smart contract. - The interface is perfectOur interface design provides a harmonious and seamless experience to buy and sell goods
globally. - Go to communityWe strive to open our APIs to develop the best platform adaptation for
specific local needs . Also we envisage the involvement of third-party providers (ie shipping companies, notaries).
How does Ubcoin work?
Ecosystem to exchange goods into cryptocurrency, and back. We bridge the gap between crypto and the real world.
- Bulk ConsumersGet UBC coins without mining or exchange, simply by selling goods and services. An easy way to
become an investor-owner in crypto currency. - Miners and investors cryptoEnjoy their crypto riches by spending real world goods and services. No conversion to
fiat money is required, transaction settled in digital currency with smart contract.
The global copy market
The global UI market, powered by Ethereum blockchain and exchangeetraded UBC cryptocurrency, enables this effort with smart peer-to-peer contracts to buy and sell goods:
- Sellers are interested in receiving cryptocurrency for their merchandise. Settlement utilities + Vehicle
investment = adoption of mass of digital currency. - The buyer is aware of the acquisition of cryptocurrency investment and purchasing power, has not been spared the pain and the risk of
switching between the crypto and fiat currencies. - Smart contracts ensure that transactions are smooth, safe, workable, transparent and
decentralized.
Market Opportunity Analysis
Digital shopping is increasing in prevalence in the world. The number of digital buyers worldwide is projected to surpass 2 billion people by 2020.

Not just the number of buyers projected to grow, but also the total online shopping share of global retail sales will surpass 15%.

In many retail categories, online shopping has become a preferred channel over traditional offline stores.

Technical scheme
Ubcoin Platform Technical Scheme implements blockchain technology to create, manage and operate crypto and token and tobacco platforms.

Business model
Ubcoin's business model is commission and advertising. The general strategy of structuring revenue streams in the Ubcoin market is:
- Freemium for sellers.
- Free for buyers.
- Paying ads.
Token Distribution
The maximum tokens supply will be distributed as follows:
- 31%: Reserved Pool 1 240 000 000 tokens max
- 3%: Community Rewards 120 000 000 tokens max
- 4%: Bounty & Advisors 160 000 000 tokens max
- 12%: Team Allocation 480,000 000 tokens max
- 45%: Public Placement (ICO) 1 800 000 000 tokens max
- 5%: Pre-Sales Private Limited 200 000 000 tokens max
ICO will be held from 2 April to 31 May

Road map We have been traveling and there is still much to do
2006 - 2011
NaviFon launch - mobile navigation app.
• Launch Utalk - a cross platform messaging client.
• Prepayment agreement with Samsung.
• Ubank brand registration.
NaviFon launch - mobile navigation app.
• Launch Utalk - a cross platform messaging client.
• Prepayment agreement with Samsung.
• Ubank brand registration.
2013 - 2014
• Ubank Launch.
• Prepay agreement with Fly.
• Ubank collects a $ 8 million investment from Runa Capital, which leads investment in Russian business funds.
• More than 3 million users.
• Pre-installation agreement with Huawei
• Ubank Launch.
• Prepay agreement with Fly.
• Ubank collects a $ 8 million investment from Runa Capital, which leads investment in Russian business funds.
• More than 3 million users.
• Pre-installation agreement with Huawei
2015 - 2017
• Strategic partnership with MDM Bank.
• Co-branded cards are launched.
• The Ubank financial market model was launched.
• 6.1 million Ubank application downloads on GooglePlay.
• Strategic partnership with Sovcombank.
• 12 million Ubank app downloads on GooglePlay.
• Strategic partnership with MDM Bank.
• Co-branded cards are launched.
• The Ubank financial market model was launched.
• 6.1 million Ubank application downloads on GooglePlay.
• Strategic partnership with Sovcombank.
• 12 million Ubank app downloads on GooglePlay.
2018 - WE HERE
• Smart beta contract platform developed.
• Support and verification team are formed.
• MVP beta testing through existing app distribution channels with leading smartphone manufacturers.
• Launch of MVP in Eastern Europe.
• The KYC Basic Framework is developed.
• Smart beta contract platform developed.
• Support and verification team are formed.
• MVP beta testing through existing app distribution channels with leading smartphone manufacturers.
• Launch of MVP in Eastern Europe.
• The KYC Basic Framework is developed.
2019
1Q
• Full version of app launched in Eastern Europe.
• Application distribution agreement extended to additional territory.
• Open API Beta developed.
2Q
• Launch in Middle East and South Korea.
• A beta screening test is developed.
3Q
• Launch in Southeast Asia and South Asia.
• Open API is available for developers.
4Q
• Launch in Latin America.
• Complete AI filtering tool is launched.
1Q
• Full version of app launched in Eastern Europe.
• Application distribution agreement extended to additional territory.
• Open API Beta developed.
2Q
• Launch in Middle East and South Korea.
• A beta screening test is developed.
3Q
• Launch in Southeast Asia and South Asia.
• Open API is available for developers.
4Q
• Launch in Latin America.
• Complete AI filtering tool is launched.
Long Term Token Value
- Derived from the ecosystemThe UBC token is the original of the peer-to-peer market ecosystem. The smart contract will not accept any other cryptocurrency.
- Discount feesUBC token holders receive a fee discount related to their UBC ownership size. Incentive for clients
to buy and hold UBC. - Utility incentivesSignificant tokens portion is set aside to grow the business, ensuring no new tokens are coming into
circulation at a lower price than when the initial Token Sales. - Token repurchase programUBC token holders receive a fee discount related to their UBC ownership size. Incentive for clients
to buy and hold UBC. - Pool reserveStrong anti-dumping prevention mechanism.
- The team is lockedUp to 10% of Ubcoins net operating profit is transferred to a buyback of 10% above the market price or
larger placement token . - Burn program5% of Ubcoin's costs from user transactions are burned to reduce token supplies as business grows.
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